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Engineering Critical Decisions

Expert advice on everything your business insures.

Sent Risk Advisory helps businesses manage risk on two fronts: protecting what they own through corporate insurance advisory, and trading across borders with confidence through export-import advisory. Our IRDAI-licensed professionals work across insurers and take the time to understand your operations, so every recommendation fits your exposure, your contracts and your plans.

Discuss your requirement Explore our practices

Two practices. Choose where to start.

Switch between our practices to see what each one covers.

Insurance that matches how your business loses money.

We examine your operations, then structure and place cover that responds to real exposure, with attention to wording, insurer strength and claims conduct.

Risk assessment

Exposure mapped across assets, operations, liabilities and business processes.

Programme design

Property, engineering, marine, liability and employee benefits structured to work together.

Insurer evaluation and placement

Selection on underwriting approach, claims performance and financial strength.

Policy review

Wordings, exclusions and sums insured examined to close gaps and remove inefficiency.

Claims support

Documentation, interpretation and coordination with insurers toward timely settlement.

Ongoing management

Regular review of cover as your exposure changes, and a clear renewal strategy.

How the two practices work together on one shipment

The terms you sell on decide who carries the risk, and your insurance has to follow that line. When two separate advisors handle each side, the gaps surface during a claim. We handle both from the start.

Export-Import AdvisoryInsurance Advisory

The delivery term is chosen, and with it who arranges transport and when risk passes to the buyer.

Sale terms agreed

Cover is arranged for the party that actually bears the risk, on the basis the contract requires.

Invoice, packing list and shipping documents are prepared and checked.

Goods dispatched

Insured value, goods description and voyage details are declared consistently with those documents.

Forwarders, transporters and customs agents are coordinated to one plan.

Goods in transit

Marine cargo cover remains in force for the full journey and its conditions.

Contract and shipping records show what was agreed and what was delivered.

Loss or dispute

The claim is supported by those same records, which helps it settle faster.

Both practices work from the same facts, so your contract and your cover never contradict each other.

How we work with you

The same four steps apply to both practices.

1

Understand

We study your operations, contracts, counterparties and plans.

2

Assess

We identify the exposures and requirements that matter most.

3

Recommend

You receive a clear proposal with reasons for each choice.

4

Support

We stay involved at renewals, new shipments and claims.

Regulatory information

Sent Risk Advisory operates under Sathya Axis Enterprises through IRDAI-licensed professionals. Insurance advisory and placement follow the applicable regulatory framework and are subject to insurer terms and conditions. Export and import advisory is guidance and does not replace licensed customs brokers, freight forwarders or legal advisers where the law requires them.

Tell us what you need to protect or where you want to trade.

We will respond with a proposed scope of work.

Contact us